Email disclaimer

The website contains only general information. AO does not provide financial, tax, accounting or legal advice. Before making any decisions or taking any steps that may affect your finances or business you should consult a qualified professional advisor.

This website is provided “as is” and we do not warrant that this website is secure, error free, free of viruses or malicious code, or that it meets certain performance or quality criteria. We expressly disclaim all implied warranties, including warranties of merchantability, proprietary rights, non- infringement, compatibility, security and accuracy.

You use this website at your own risk and you accept full responsibility and risk of loss arising from such use, including loss of services or data. We are not liable for any direct, indirect, special or incidental damage, consequential damage or punitive damages, whether arising in contract, statutory provision, wrongful act (including negligence), or otherwise, in connection with or arising out of the use of this website, even if we knew or should have known about the possibility of such damage.

Certain links on the website may lead to websites, resources or tools maintained by third parties over whom we have no control. We make no express or implied warranties about those websites, sources and tools, and links to them do not imply our endorsement of them or their content.

The above disclaimers and limitations of liability apply to the fullest extent permitted by law.